What Happens If You Are in an Accident in an Uber?

Being involved in an Uber accident can be a confusing experience, especially when you’re not sure who is responsible for covering your medical bills, lost wages, or other damages. Whether you were a passenger, another driver, or a pedestrian, knowing what happens if you are in an accident in an Uber is crucial to protecting your interests and ensuring you can navigate the situation effectively.

At Cloward Trial Lawyers, located at 9950 W Cheyenne Ave, Las Vegas, NV, we’ve helped clients across the area navigate the complexities of Uber accident claims. Below, we’ll explain what you should do after an accident, what you need to know as a passenger, and how to get the legal help you deserve.

Steps to Take After an Uber Accident

No matter your role in the accident—whether you were a passenger, the driver, or an innocent bystander—it’s critical to act quickly and follow these steps. These actions will not only protect your health and safety but also ensure you have the evidence needed to pursue a claim.

Call the Police

Stay at the scene of the accident and call 911 to report what happened. Once the police arrive, they will document the accident and file an official report, which can serve as crucial evidence during insurance claims or legal proceedings. A police report provides a clear, unbiased record of the accident, including who may have been at fault.

Get Contact Information

Exchange contact information with the Uber driver, any other involved drivers, and witnesses. Be sure to collect their names, phone numbers, and insurance information. If possible, also get the license plate numbers of the vehicles involved. This information will be critical when filing insurance claims or taking legal action.

Take Photos and Videos

If you’re able and it’s safe to do so, document the scene. Take pictures or videos of the accident site, vehicle damage, road conditions, and any visible injuries. Clear visual evidence can be compelling when negotiating with insurance companies or presenting your case in court.

Report the Accident

Notify Uber about the accident through the app or their website. Uber has a built-in system for reporting crashes that ensures the incident is recorded with the company. This step is vital, as Uber’s insurance coverage only applies when the accident has been properly reported. 

Consult a Lawyer

An experienced Uber accident lawyer can guide you through the complex process of filing a claim, gathering evidence, and negotiating with Uber’s insurance provider. In Uber-related accidents, liability can be unclear since Uber drivers are classified as independent contractors. A lawyer will help you understand your options and secure the compensation you deserve, whether it comes from the driver, Uber’s insurance, or another party.

What Should You Know as a Passenger in an Uber Car Accident?

As a passenger in an Uber accident, you have rights and may be covered under Uber’s insurance policy. Your compensation depends on the specifics of the crash:

• Uber’s Insurance Coverage: Uber provides up to $1 million in liability coverage for passengers during an active trip, regardless of fault. The driver’s personal insurance may also apply, depending on their status.
• Independent Contractors: Since Uber drivers are independent contractors, Uber might deny full responsibility, requiring you to seek compensation from the driver.
• Comparative Fault in Nevada: Nevada’s comparative fault rule allows you to recover damages even if partially at fault, as long as you’re less than 50% responsible.

Consulting an attorney can help you secure full compensation for medical bills, lost income, and other damages.

What Happens If You’re Not the Passenger?

If you were another driver, a pedestrian, or a cyclist involved in an accident with an Uber, the process can be more complicated. Determining liability will depend on the specific details of the accident. Was the Uber driver logged into the app? Were they transporting a passenger at the time? These factors impact whose insurance applies and how much compensation you can receive.

For example:

• Logged-Out Drivers: If the Uber driver was not logged into the app, their personal insurance is responsible for covering damages.
• Waiting for a Ride Request: Limited liability coverage of up to $50,000 per person or $100,000 per accident may apply.
• Transporting a Passenger: Uber’s $1 million liability policy is in effect.

Navigating these details can be tricky, but a skilled attorney can help you identify the responsible party and pursue your claim effectively.

Get Legal Help After an Uber Accident in Las Vegas

Injured in an Uber accident? Cloward Trial Lawyers is here to protect your rights and pursue the compensation you deserve. Visit us at 9950 W Cheyenne Ave, Las Vegas, NV, or call 702-605-5000 for a free consultation today.